Reporting Obligations Under Section 16 of the Securities Exchange Act of 1934, as amended, August 15, 2002

August 15, 2002

Reporting Obligations Under Section 16 of the Securities Exchange Act of 1934, as amended, August 15, 2002

A memorandum on the Sarbanes-Oxley Act requirement that insiders must generally report changes in ownership by the second business day following the transaction.